Are you ready to purchase a home but want to avoid paying the hefty downpayment? I will show you how you can buy a property without having 20% down.

While cash and the stock market can be volatile in recessions, real estate is considered one of the safest investments historically. 

With so many investment opportunities out there, more and more people are putting their money into real estate rather than focusing on saving up. But did you know you can invest in real estate without a massive down payment? 

Here are FOUR excellent choices for home loans that you may qualify for: 

Option 1: FHA MORTGAGE 

If you're struggling to get loan approval or have credit challenges, then the Federal Housing Administration's 3.5% down payment option may be just the loan for you. This loan is especially popular with first-time home buyers. 

Option 2: VA LOAN (no money down loan)

The VA loan is designed to help active-duty members, veterans, and surviving spouses secure their new homes with zero down payments. This loan offers the lowest rates of ANY mortgage and insurance exceptions. 

Option 3: CONVENTIONAL 97 LOAN

You can get into a house with just 3% down. On a $350,000 home, you'd need $10,500 to make a 3% down payment. Compare that to the whopping $70,000 you'd need for 20% down. This conventional loan is a game changer for many homebuyers.

Option 4: USDA LAON

These affordable, fully-financed, US Department of Agriculture-backed loans require zero down and are perfect if you're moving to a rural area where you earn below 115% of the median income. 

Well, there you have it- just a few low-down-payment loan options that may be available to you, depending on your unique situation.